Free iOS app — join the waitlist

Get paid back,
without losing
friends.

Log who owes you, send playful nudges, and track when you're paid back. No awkward conversations. No lost friendships.

No spam. One email when we launch.

Log in seconds
Add who owes you before you leave the table. Split a bill, pay for dinner, cover a friend.
Send a nudge
Friendly, customizable reminders that keep the relationship intact. Not a lecture — a nudge.
Track everything
See your full lending history. Get notified the moment you're paid back.
About NudgeMates

A better way to ask friends
for your money back

NudgeMates is a free iOS app for tracking informal loans between friends and family. Instead of the dreaded "hey, you still owe me" conversation, NudgeMates lets you log a debt the moment it happens, then send a playful, personalized nudge when it's time to collect — without the guilt or the awkwardness.

Built for anyone who has ever fronted cash for friends and felt awkward intersect, NudgeMates understands that getting paid back isn't just about the money. It's about doing it in a way that keeps the relationship intact. The app focuses on the moment after you lend: the gentle reminder, the payment confirmation, the quiet closure.

NudgeMates tracks IOUs, generates shareable payment cards, and lets you schedule automatic nudge routines so you never have to remember to follow up. It works even when the other person doesn't have the app — nudges go out through iMessage, SMS, or any messaging platform you already use.

Frequently asked questions

What is NudgeMates?

NudgeMates is a free iOS app that helps you track who owes you money, send friendly payment reminders called nudges, and view your full IOU history without creating awkward conversations.

How do you ask a friend to pay you back without ruining the friendship?

NudgeMates sends customizable nudge messages on your behalf — friendly and light enough to keep the vibe good, but clear enough to actually work. You pick the template; NudgeMates handles the awkward part.

Is NudgeMates free to use?

Yes. NudgeMates is free to download on iOS. Core features — logging debts, sending nudges, and tracking payments — are available at no cost.

Who is NudgeMates for?

Anyone who splits bills, fronts cash, or lends money to friends and wants a simple, non-confrontational way to track and collect. Especially useful in friend groups, flatmates, or travel crews.

Does NudgeMates work without the other person having the app?

Yes. Nudges are sent as messages — SMS, iMessage, or any app you choose. The person you're nudging does not need to download NudgeMates to receive or pay.

NudgeMates for iOS

Stop being too nice about it.

Join the waitlist. One email when NudgeMates is live on the App Store.

No spam. One email when we launch.